Cycling can be liberating and fun, however, accidents may happen with every day drivers. This guide can help you walk through the process in case something like this happens.
1. Ensure Your Safety:
The first priority after a crash is your safety. If you’re able to move, get out of harm’s way and to a safe location. Your health and well-being come first.
2. Call 911:
Immediately call for emergency services. It’s essential to have the accident documented by professionals, and you may need medical attention even if you don’t think you’re seriously injured.
3. Document the Scene:
While waiting for help to arrive, if you are able, begin gathering evidence. Take photos of the car’s license plate, the position of the vehicles, any damage to your bike, and the surrounding area. Include details like road defects, poor signage, or other factors that may have contributed to the accident. This documentation can be critical later on.
1. Collect Driver Information:
Make sure to get the driver's name, insurance policy number, and license plate number. This includes pictures of the license plate, Driver's License, insurance information, and the damages caused.
2. Speak to the Police:
When the police arrive, they will conduct an investigation and possibly issue citations. However, their investigation may not be thorough, so it’s vital that you or a representative follow up to ensure that all relevant information has been captured.
3. Speak to Witnesses:
Make sure you speak to witnesses in the area and record their information. This way you can have witnesses for your incident which can help you in your case.
1. Focus on Your Health:
Once at the hospital, prioritize your health. Make sure to inform the medical team of all your injuries, not just the most obvious ones. This comprehensive documentation is crucial for your medical records and any future legal claims.
2. Be Cautious with Statements:
While in the hospital, you may be asked by police or insurance adjusters to give a statement. It’s advisable to consult with a lawyer before providing any detailed account of the accident, as these statements can be used against you later. Also, be wary of lawyers or representatives who approach you unsolicited—they may not have your best interests at heart.
1. Understand the Role of a Lawyer:
Not every bicycle accident requires legal representation, but in cases of significant injury or complex insurance claims, a lawyer can be invaluable. They can help navigate the often complicated insurance process, ensuring you receive fair compensation for your injuries and damages.
2. Handling Property Damage:
If your bike is damaged or destroyed, the at-fault party’s insurance should cover the cost of repair or replacement. Obtain an appraisal from a bike shop and submit it to the insurance company. Be cautious of signing any releases that might waive your rights to further claims.
3. Navigating Insurance Claims:
After the accident, you’ll likely receive forms from your insurance company to claim for injuries. The benefits you’re entitled to depend on the severity of your injuries, which are typically categorized as minor, non-catastrophic, or catastrophic. It’s crucial to understand these categories and how they affect your compensation.
Accidents are life-changing events, and no lawsuit can fully compensate for the loss and trauma they cause. However, knowing what to do in the immediate aftermath can make a significant difference in your recovery and your ability to obtain justice. If you’ve been injured, it’s essential to take the right steps, seek professional advice, and protect your rights.
If you have been in a bicycle accident, we may be able to help you. Get in touch today or give us a call at 1-888-575-7662 for more information.
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*This blog post/publication is not legal advice, it is legal information: For specific legal advice consult a legal provider.
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